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From time to time, Bank might monitor and/or record telephone calls between the Cardholder and Bank to guarantee the quality of its customer service or as required by applicable law. All playing cards, which do not have any funds pending for over a month or more, shall be renewed routinely. In case the Cardholder doesn’t need his/her Card to be renewed or any Supplementary Card to be renewed, a written intimation should be despatched to the Bank two months prematurely. Intimation sent sooner than two months or lower than 30 days earlier than the expiry can’t be accepted. The Bank may also present details about the Cardholder and the conduct of his/her accounts to any further cardholder or to another person/body to whom the Bank transfers its rights and obligations beneath this agreement.
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A alternative cost as prescribed by the Bank is payable by the Cardholder to the Bank immediately upon a request to the Bank to problem a Replacement Card. Additional charges as prescribed by the Bank are payable by the Cardholder to the Bank instantly upon the request to the Bank for the supply of copies of gross sales voucher/Cash Advance Slip and any additional companies the Bank may present every so often. If the Cardholder fails to pay the Minimum Amount Due by the fee due date, a flat late fee cost payment as prevailing from time to time shall be levied. These transactions could embrace room, food or beverage charges, taxes, gas, insurance coverage, rental charges, injury to rental automobiles, parking tickets and different visitors violations, and goods and services purchased aboard a Cruise Line vessel. “ATM” means an automatic teller machine or any card operated machine or device whether or not belonging to the Bank or other participating banks or financial establishments nominated from time to time by the Bank, which accepts Card. As a new participant, you’ll must add some funds to your account to keep enjoying and garnering big wins.
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The payment via bKash might require maximum three working days to be settled. The major cardholder may withdraw the authority of the supplementary cardholder by sending a written intimation to the Bank accompanied by the supplementary card. Without prejudice to Bank’s rights at any time to take the suitable authorized action, the Bank could cost charges for any returned unpaid cheque drawn by the Cardholder in full or partial payment of the excellent quantity. The Bank shall be entitled at its sole discretion to vary the speed of method of calculation of the annual charges, finance costs, the specified Minimum Amount Due and/or late fee expenses or another expenses. A Merchant might process delayed or amended expenses if the Cardholder has consented to be liable for delayed or amended charges for a Hotel, Car Rental Company, or Cruise Line Transaction or another transactions. C. BRAC Bank’s record of the amount of any Charge, specified herein above, shall, within the absence of manifest error, be final and binding on the Cardholder, and shall be conclusive in any case where BRAC Bank has effected any cost pursuant to a Voluntary Charge.
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Subject to the requirements of statute, notification of any such change shall be given to the Cardholder by the Bank both in writing or by publication thereof. Such adjustments shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. These complaints might be resolved as per the coverage of respective payment community (Visa/ Mastercard) and the choice of the fee network shall be considered as ultimate. The Bank cannot be held answerable for setting claims emanating from this scheme or for the approval or rejection of any claim. If you fail to notify BRAC Bank inside one hundred twenty days of buying the product/service; the Bank won’t be held liable to entertain the complaint. The Bank shall be entitled at any time without the consent of the Cardholder to assign and switch the entire or any part of its rights of obligations underneath this Agreement.
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All transactions licensed by the supplementary cardholder previous to the date the supplementary card is obtained by the Bank, are valid and treated as binding upon the first cardholder and are the legal responsibility of the primary cardholder. The Bank shall deliver a Statement of Account to the Cardholder every month or at such other regular intervals as deemed fit by the Bank. If the Cardholder does not receive the Statement of Account for the particular Statement Period, s/he should notify the Bank inside 7 days of the assertion date and request a duplicate of the Statement of Account for the Particular Statement period. Non-receipt of Statement of Account shall not be construed by the Cardholder to be enough for non-payment of dues in time. The Bank can’t be held answerable for non-receipt of statement as a result of unforeseen circumstances and circumstances outdoors the Bank’s control.
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