CIMB CashLite – Low interest & as much as S$1,000^ Cashback!

Fees Table

#Brand new payable flat interest / payable business fees is at step 3.5% p.a great. to possess 1 year and 2 years, and you will step three.0% p.a. for three-years, forty eight weeks and you may 60 days. The respective effective rate of interest (EIR) was at 6.40% effective. for 12 months, 6.58% p.a beneficial. to possess 2 years, 5.68% p.a great. to have 36 months, 5.67% p.a. to possess forty eight days and 5.64% excellent. for 60 days. EIR ‘s the phrase of one’s comparable to brand new apartment interest rate / payable studio costs quoted above playing with compounding and on an annualised interest rate / payable studio costs basis.

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And you can a grand honor off a round the globe trip, detailed with a couple of Business Class tickets, 5-star renting and you will using allowances!


  • Month-to-month instalment payable must be paid-in complete including people a fantastic delinquent number regarding the past report.
  • Or no month-to-month instalments will get delinquent, notice and you can late commission fees could be levied with the eg delinquent instalment along with other overdue amounts on your CIMB Credit Credit account according to the Cardmember’s contract.
  • Later percentage charges: S$100 was billed when the (i) complete commission of a fantastic equilibrium (in which the the equilibrium try S$fifty or faster) isn’t acquired because of the payment deadline; otherwise (ii) when your minimal percentage (where in actuality the outstanding equilibrium exceeds S$50) given about declaration isn’t obtained from the percentage due time.
  • Interest: dos.158% monthly (productive interest rate twenty five.9% p.a great. susceptible to compounding in case your charge are not paid back in full) towards deal matter, chargeable on a regular basis regarding big date out of posting up until receipt away from complete percentage (minimum fees away from S$dos.50).

Whether your lowest payment is not obtained completely by the commission deadline of any Battery charging Declaration, loans charges will be levied during the rates off dos.333% per month (active interest regarding twenty-eight% p.a beneficial. subject to compounding) rechargeable every day, toward instance wide variety since was owed and you will due (subject to at least monthly charge regarding S$2.50 otherwise such other contribution because could be dependent on the brand new Bank). The latest finance fees usually revert back again to the newest effective interest away from twenty-five.9% p.a. whenever minimum fee try acquired in full because of the fee due go out. One variations or reinstatement interesting rate will begin working out of the new date of these Charging you Declaration just after this new payment owed time out-of a relevant Asking Declaration.

*Only applicable to New-to-Bank customers who apply for CIMB CashLite Personal Instalment Loan with minimum approved loan amount of S$1,000 and above. Terms and conditions governing the CIMB CashLite Personal Instalment Loan – NTB Interest Rate and Cashback Promotion 2022 apply. Please click here for full terms and conditions

^Only applicable to have CashLite Individual Instalment Applications recorded through CIMB site having lowest mortgage tenure regarding three-years and you can accepted financing number of S$5,100 or higher. Small print governing the CIMB CashLite Individual Instalment Financing – NTB Rate of interest and Cashback Promotion 2022 apply. Please click on this link to own full conditions and terms.

step one Your acknowledged interest rate might be determined considering their risk profile that can range from this new blogged speed. When you are a separate CIMB Borrowing Cardmember, you are going to receive a visit out of CIMB Lender once the CIMB Borrowing from the bank Card’s recognition.

Take note the minimum loan amount is actually S$1,100000 and end up being granted around a maximum of 90% of borrowing limit.

For everyone Conditions & Standards for the CIMB CashLite Individual Instalment Mortgage, you can study much more of the clicking on backlinks lower than:

New-To-Financial Venture Established Consumers
Interest rate (p.a) Energetic Interest (p.a good.)
Approved Amount borrowed Cashback Generated
Estimated Monthly Payments
couple payday loans Louisiana of years 36 months forty-eight Days sixty Months
CashLite Flat rate of interest#